Getting the Best from Your Mortgage

These days everyone is trying to find ways of saving money, some by switching to a different supermarket for your weekly shop, or more drastically, downsizing to a smaller car.

For many people who own a home, the mortgage is their biggest outgoing but it is often one that is overlooked when trying to save money.



At the end of last year, we spoke to a mortgage advisor, we discussed our situation and that we were concerned about the possibility of the interest rates rising and we wanted to fix our payments for a few years.

It was a simple process and one that took an hour out of our life but in the end saved us £85 a month on our mortgage for the next 2 years. We didn’t need to extend the term or borrow any more money so it was a straightforward fix.

So what can you do? You can check you are getting the best mortgage deal, Santander have a great selection of mortgage calculators and tools to help you out.

If you don’t have a mortgage, then this is a great way to see how much you could borrow to buy a home, they also have a budget planner to help you work out what you spend each month.



So why not have a look and see what you can save.

NB: This is a collaborative post, all words are my own.

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